PrEP Facts: How much does PrEP cost?

PrEP Facts: ¿Cuánto cuesta PrEP? [Spanish]
PrEP care includes paying the costs or co-pays for your medical visits, lab work and prescription pick-up. Depending on your health plan or medical care, your out-of-pocket costs will vary.
Most insurance plans cover PrEP, including commercial and employer plans, Medicaid, Medicare, the VA, and TRICARE. Uninsured people can also get PrEP through various state and federal assistance programs. Often, staff (including PrEP navigators) at public and other medical clinics and telehealth services can help you apply for programs to cover some or all of your PrEP care costs. Consult your health plan or with your healthcare provider’s office for how much your co-pays will be for PrEP.
If you live in the San Francisco Bay Area and need information about affording PrEP, contact our PrEP & HIV Benefits & Navigation team, at prep@sfaf.org.
The cost calculator at PrEPcost.org is a helpful tool. By plugging in some basic information anonymously on the form, you get a snapshot of possible monthly and yearly PrEP costs with various health plans in your state. If it looks like you might need help paying some of those costs, consider applying at the assistance programs listed below.
If you live in California and are seeking health insurance, Covered CA is a good resource. These videos can help guide you on the costs involved in those plans.